News

Pensions wealth – keeping it in the family

Posted on 17 November 2014

Pensions wealth – keeping it in the family

The latest amendments to the Taxation of Pensions Bill firmly position flexible pensions as the estate planning vehicle of choice. Tax relief on contributions without the seven year wait for them to be outside the estate and tax free investment returns were already good reasons to recommend pension funding for client's and their families.

Now combine these with the new rules where a flexible pension, such as a SIPP, allows pension wealth to cascade down the generations within the pension wrapper and it creates a truly tax-efficient wealth management and inheritance plan with few peers.

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Long Term Care -  A Crisis For The Elderly?

Posted on 11 November 2014

A crisis has developed in the funding of long-term care for the elderly. As the proportion of elderly Britons continues to rise, demand for care is exceeding supply, and payment for long-term care has become an increasingly pressing problem

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Welcome to our new website

Posted on 10 November 2014

Whether you are a new visitor or a client of ours, I hope you enjoy your experience of our new website.

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UK interest rate update

Posted on 22 October 2014

Having languished at an all-time low of 0.5% since March 2009 in the UK, interest rates have returned to the spotlight. At the start of June, the European Central Bank cut its deposit rate for banks from zero to - 0.1%, in order to incentivise banks to lend instead of sitting on their deposits. Meanwhile, closer to home, discussion over the future path of UK monetary policy is intensifying, with an increasingly stable economic recovery stoking speculation rates might rise sooner than expected.

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Pension Options - The Future

Posted on 22 October 2014

Amongst the surprises in the March 2014 Budget was a proposal to liberate pensions and to give clients much more control over ho

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A new phase for ISAs

Posted on 22 October 2014

Individual Savings Accounts (ISAs) entered a new phase from 1st July 2014.

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